During a time of accident, sickness or injury, creditor insurance will fulfill your financial obligations, protecting you when you need it most. Who will make your vehicle payment if your income is stopped due to death or disability? Who will protect your credit rating and financial stability? Often the risks you can’t see are greater than those you can. We offer insurance choices your bank or credit union simply cannot match such as critical illness, life with flexible terms and conditions, and disability with a short 7 day waiting period in the event of a claim. We also offer products similar to the banks, but at a reduced cost.